Retirement

Projected Retirement Income and Investment Needs
Name		Date:

I. Estimated Household Expenditures in Retirement:
	A. Approximate number of years to retirement
	B. Current level of annual household expenditures, excluding savings

	C. Estimated household expenses in retirement as a percent of current expenses

	D. Estimated annual household expenditures in retirement.		$ -	B. x C.

II Estimated Income in Retirement:
	E. Social security, annual income
	F. Company/employer pension plans, annual amounts
	G. Other sources, annual amounts
	H. Total annual income		$ -	sum E.F.G.
	I. Additional required income, or annual shortfall		$ -	D. minus H.

III Inflation Factor:
	J. Expected average annual rate of inflation over the period of retirement		%

	K. Inflation factor: Based on X years to annual rate of inflation of X%		factor

	L. Size of inflation-adjusted annual shortfall			I. x K.

IV. Funding the Shortfall:
	M. Anticipated return on assets held after retirement		X%
	N. Amount of retirement funds required			L./M.

	O. Expected rate of return on investments prior to retirment		X%
	P. Compound interest factor based on X years to retirement
	and an expected rate of return on investments of X%		factor

	Q. Annual savings required to fund retirement nest egg			N./P.